4 Critical Steps to Take After a Disabling Car Accident

July 16, 2021


4 Critical Steps to Take After a Disabling Car Accident

Broken Car

Image Credit 

A car accident is always a traumatic experience. When it's your fault, the guilt can be overwhelming. But if it wasn't your fault, you may feel like there's nothing you can do to help yourself from an insurance company that doesn't care. 

So, the best thing for you to do is take some time and follow these four critical steps after being in a disabling car accident:

Document the Scene

Keep a camera, phone, or video recorder on hand if you need to document the scene for insurance purposes. If anyone gets injured and needs help before emergency personnel arrive, or if there are any other questions about who was at fault that could affect your claim with an insurer. The best thing for you is to get as much information as possible as soon as possible.

If passengers want to take pictures or video footage for insurance purposes-or, if there's a chance that someone was injured while they got ejected from the vehicle-it's essential to document the scene before anything is touched or moved by anyone other than emergency responders. Such evidence can come in handy if you hire a disability law group company. 

Check the Condition of Other Passengers

If someone else is hurt, you need to check their condition. If they're bleeding or unconscious, call 911 and get help immediately by placing a towel over the wound until medical personnel can arrive.

But if there are no signs of life from any passenger other than yourself after five minutes, start CPR on the person closest to you who appears unresponsive.

If any passengers say they can walk, and if you're feeling strong enough to help them do so-walk with the passenger as far away from the car accident scene as possible and call for help when you get a chance.

Call an Ambulance or Police

Call 911 and provide your name, contact information (including address), and insurance information to the other passengers or witnesses. If the person is unresponsive or not moving at all, call 911-even if they seem to be awake but in pain.

If you're feeling strong enough after five minutes have passed since getting out of the car, call an ambulance or police for any passengers who say they can walk or stay with these passengers and keep them at a safe distance from the car accident scene.

Call Your Car Insurance Company

You can call your car insurance company. If the other driver's fault and theirs have a lower deductible than yours, they may cover costs for damages to your vehicle-just make sure that their coverage is as high or higher than what you had before, so you don't go uncovered in any way. Also, be sure to get a copy of each driver's license, registration, and insurance information.

If the accident was your fault-regardless of whether or not it has anything to do with you getting insured for a specific type of vehicle-you'll need to call your car insurance company as soon as possible to make an accurate record so that they can fairly assess your situation.

Hopefully, you found this blog post helpful. Ensure you consider the steps as highlighted for best results. 

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